建行筆試題目

　　中國建設銀行校園招聘考試報考即將開始，為幫助廣大考生更為有效、系統的復習中國工商銀行招聘考試經驗，小編考生整理中國建設銀行招聘考試高分技巧，供復習參考。

　　考完建行春季招聘筆試，回到學校已經是精疲力盡了，看到建設銀行招聘論壇里很多友人熱情奉獻自己的筆經，本著“前人栽樹，后人乘涼”的光榮理念。希望能幫助到大家。印準考證上看到考試時間是3個小時，三個小時，真的沒怎么考過這么長時間的，做好了被虐的心理準備。考完后發現還是沒有做好心理準備，被虐的心久久不能平靜。

　　好吧，直接進入主題，考試一開始就出現奇葩的'題目，文本校對(據說是江蘇省的省考題型——知覺測試)俗稱“找你妹”，5分鐘30題。其實題目并不是很難，只是比較奇葩而已。而且要在規定時間內完成實屬不易，這一部分是單獨計時的，時間一到電腦自動跳轉。這這一部分應該把大部分考生考暈了巴，考完后還有很多人說是考試題目亂碼了，哎只能說題目亂套了吧!

　　第二部分，綜合測試，大概劃分為行測、綜合專業知識、英語三個板塊，2小時25分鐘。行測考了言語理解、數量關系、邏輯推理、資料分析等等。其中資料分析題有好多，有4篇資料，每篇四五題，也記不清楚具體有幾題了。有一大堆數字，在里面找到就不錯了，還要自己筆算，很多數字都是四五位的啊，有些還帶小數的，還要自己慢慢除啊，除完一個還有第二個啊，真的把我們當成計算器用了啊。綜合專業知識里面考了經濟法、會計、金融、經濟學、計算機、銀行從業等的基本知識，考的不難，但很廣，只能靠平日積累了。這次的會計是給了一個簡易資產負債表，叫算幾個財務指標，有凈資產收益率、權益指數、總資產周轉率神馬的。銀從考了好幾道職業人員操守的問題，好像都是多選。對了，還考了所謂的時政和建行常識，時政考到了十八大、中國夢、國五條，不得不感嘆建行的題庫真是更新得異常迅速啊。建行常識好像就只有一個它的宣傳語吧，關鍵還是多選題呢，給我們增加了難度。這次的單選和多選是穿插出現的，所以經常會弄糊涂，所以做得時候一定要很小心。英語閱讀，4篇文章，每篇5題，難度不大，沒有考研的難，不過大家堅持到這塊基本上已經被虐暈了，尤其再看到滿篇的英文單詞，反正樓主當時是看得眼花，不得不停下20秒眺望了下遠方，做了下眼保健操眼睛才恢復正常，這也是靠窗坐的好處吧。

　　1、聯行往來查詢查復書的檔案保管年限是( )

　　A、5年 B、10年

　　C、15年 D、永久

　　2、現金支票、轉帳支票、銀行匯票的提示付款期分別為自出票日起( )

　　A、10天 20天 20天 B、10天 10天 20天

　　C、10天 10天 一個月 D、10天 20天 一個月

　　3、信用社為個體經營者一次性簽發現金銀行匯票的金額不得超過( )萬元。

　　A、10 B、20

　　C、30 D、50

　　4、銀行匯票金額起點為( )

　　A、500元 B、800元

　　C、1000元 D、1200元

　　5、《支付結算辦法》中規定的票據掛失止付通知書的有效期為( )。

　　A、7日 B、10日

　　C、12日 D、13日

　　6、銀行承兌匯票的付款期限，最長不超過( )月。

　　A、1個 B、2個

　　C、3個 D、6個

　　7、匯入銀行對于向收款人發出取款通知或無法通知到收款人而無法交付的匯款，應在( )月辦理退匯。

　　A、1個 B、2個

　　C、3個 D、4個

　　8、《票據法》規定，持票人對票據的'出票人的權利，自票據到期日起( )年

　　A、半 B、一

　　C、二 D、

　　9、小額支付系統處理的普通、定期貸記支付業務單筆金額上限為( )。

　　A、2000元 B、5000元

　　C、10000元 D、20000元 E、50000元

　　10、柜員應按照( )的原則妥善保管使用印章。

　　A. 誰使用、誰管理、誰負責B. 誰使用、誰保管、誰管理

　　1、歷史的人要辦歷史的事，既不要超越歷史，去干那些辦不到的事情;也不要推卸歷史的責任，該干的事情也不去辦。

　　對這句話理解正確的是

　　A.辦歷史的事要量力而為

　　B.辦事要對歷史負責

　　C.辦歷史的事反對冒進

　　D.要經得起歷史的考驗

　　2、好幾次聽見電臺主持人問節目參與者"你叫什么"，我很反感。如果對方是一個小孩，回答說"我叫毛毛"，或者"我是珍珍"，那倒也顯得有些親切。但對方是一位有名有姓的成年人，這種問法就顯得太粗魯。我國的語匯是很豐富的，傳統的"請問尊姓大名?…"臺甫是?"或白話一些，"請問您的姓名?"，這不是迂腐而是應有的文明禮貌。我們應把警察審問罪犯時的第一句話"你叫什么?"和日常交往的語句區別開來。

　　根據本文，問人姓名時應該考慮對方的()。

　　A.性別 　B.職業 　C.年齡 　D.態度

　　3、這些生產廠家說，這種產品的.包裝是可以生物降解的，它們一旦與其它物質混合，便會自然消失或者可以支持生物的成長。研究人員認為，真正的生物降解物質在需氧條件下可以分解成二氧化碳和水，在厭氧條件下它們則可以分解成甲烷和二氧化碳。然而，經他們試驗的每個產品都不能降解，也不能達到上述標準。這段話主要支持這樣一種觀點：

　　A.此廠家的說法夸夸其談。

　　B.廠家"生物降解'"表達不清。

英語有三篇閱讀理解：

　　1、第一篇是反戰的

　　2、第二篇是關于美元貶值的

　　3、第三篇是關于網絡出版的

　　據說是考研和六級題，在網上一查，果然是的。所以能給大家奉上完整的題目!

　　美元貶值那一篇的語言十分冷幽默，挺有意思的。

　　Text 2

　　Imagine waking up and finding the value of your assets has been halved. No, you’re not an investor in one of those hedge funds that failed completely. With the dollar slumping to a 26-year low against the pound, already-expensive London has become quite unaffordable. A coffee at Starbucks, just as unavoidable in England as it is in the United States, runs about $8.

　　The once all-powerful dollar isn’t doing a Titanic against just the pound. It is sitting at a record low against the euro and at a 30-year low against the Canadian dollar. Even the Argentine peso and Brazilian real are thriving against the dollar.

　　建設銀行筆試真題一：
　　1、按照“一行一策”原則，推進政策性銀行改革，首先應該先推進(A)改革
　　A、國家開發銀行 B、中國進出口銀行 C、中國農業發展銀行 D、中國銀行
　　2、下面哪家大型商業銀行還未在交易所上市(B)
　　A、工商銀行 B、農業銀行 C、中國銀行 D、建設銀行 E、交通銀行
　　3、下面哪家大型商業銀行既在上海交易所上市，又在香港聯合交易所上市
　　A、工商銀行 B、農業銀行 C、中國銀行 D、建設銀行(只在香港聯合交易所上市) E、交通銀行
　　4、新中國第一家全國性的股份制銀行是：(A)
　　A、交通銀行 B、招商銀行 C、恒豐銀行 D、中信銀行
　　5、城市商業銀行是在原城市信用社的基礎上組建并發展的(A)
　　A(對) B(錯)
　　6、1979年，我國第一家城市信用社在(D)成立。
　　A、廣東——廣州B、江蘇——淮安C、山東——青島D、河南——駐馬店
　　7、城市商業銀行呈現出的新的發展趨勢是：(ABD)
　　A、引進戰略投資者 B、跨區域經營 C、體制創新 D、聯合重組 E、擴大業務規模
　　8、村鎮銀行和農村資金互助社是(D)年批準設立的
　　A、2004 B、2005 C、2006 D、2007
　　9、2001年11月29日，全國第一家農村股份制商業銀行在(C)正式成立
　　A、江蘇揚州市農村商業銀行B、廣東潮州市農村商業銀行C、張家港市農村商業銀行D、甘肅張掖市農村商業銀行
　　10、農村資金互助社可以向非社員吸收存款，但不可以發放貸款及辦理其他金融業務。(B)
　　A(對)
　　B(錯)農村資金互助社不可以向非社員吸收存款、發放貸款及辦理其他金融業務、不得以該社資產為其他單位或個人提供擔保
　　真題二：
　　監管崗：
　　1、我國銀行業面臨的風險是什么?
　　2、銀行審慎經營原則的內容是什么?
　　法律崗：
　　1、 我國處理問題銀行都有哪些法律和依據?
　　2、 加入WTO對我國銀行立法的影響?
　　統計分析崗：
　　1、泊松分布的特征是什么?舉幾個生活中的例子。
　　2、我國商業銀行在風險應用管理方面存在的問題?
　　會計崗：
　　1、我國會計體系的框架是什么?
　　2、美國《***82年(班德斯—德魯斯)會計法案》的原則和內容是什么?
　　計算機崗：
　　1、LINUX的特征、體系和功能?
　　2、主要有哪些[被過濾]手段?
　　綜合文秘管理崗：
　　1、怎樣完善銀行業的內控機制?
　　2、銀行業從業人員的職業操守是什么?
　　金融崗：
　　1、談談國際化銀行應具備的特征?
　　2、結合新農村建設，談談如何完善農村金融服務體系?
　　3、關于**在銀行業監管中的'角色和作用(英文論述)
　　真題三：
　　2小時100道題(英語三篇閱讀，比較簡單，生詞很少。行測不難，數列什么的基本都能做出來，有**等差數列題)
　　行測類
　　1、義和團運動，甲午戰爭，馬關條約，辛丑條約 排序
　　2、[被過濾]講話中引用屈原的某某詩句，說明了什么什么。公務員考試中有復習到[被過濾]引用詩句說明什么問題的。
　　3、世界上語言瀕危，以下那點反駁上述觀點(現在的有些語言已經得到保護)。公務員原題
　　4、圖形推理。我一個都沒推出來。咱也是復習過公務員的人啊……反正那三個推理不是線段數不是封閉區域數。記得有這么個題：合，行，橫，鴻，?。答案應該是“虎”因為漢語拼音都是以h開頭的。
　　專業類
　　1、MCx/MCy代表了什么(邊際替代率)
　　2、cpi除以處于什么狀態是嚴重通貨膨脹?>5%
　　3、下面這幅圖是(A，j曲線。B，BP曲線。C，LD曲線。D，菲利普斯曲線)大家把這四個曲線復習一下。
　　4、經濟繁榮周期，下圖所示的經濟繁榮周期，哪點是繁榮期?
　　5、傳統商業銀行的風險不包括下面哪個?(傳統商業銀行的風險有操作市場信用風險)
　　6、2010年1月中央銀行上調的是(存款準備金)
　　7、現代經濟學之父是(亞當斯密)
　　8、商業銀行法規定商業銀行的注冊資本為(1億人民幣)
　　9、期貨中的保證金比例為多少(是不是5-10%??)
　　10、下列哪個是資本市場(選項有外匯市場，貨幣市場等)當時我只在這兩個選項中糾結沒記得別的選項。不過好像這兩個都不是……
　　11、2010博鰲論壇主題
　　12、談及泰國的新聞，泰國總理(阿披實)。應該是阿披實吧。可是我復習公務員的時候還是他信呢然后這個選項就選了他信。我平時不怎么看時政的嗚嗚……也忘了這個題中的泰國新聞是什么時候的
　　13、基尼系數“警戒線”0.4
　　14、結算業務屬銀行的(中間業務)
　　15、銀行個客戶辦事收取客戶手續費是什么業務?應該也是中間業務吧…
　　16、今年我國旱情波及哪幾個省
　　17、TCP/IP是什么(傳輸控制協議/因特網互聯協議，又叫網絡通訊協議)
　　18、windows2000下按那個鍵可出來搜索的窗口?ctrl+f,shift+f,ctrl+shift+f，alt+f.我在計算機上試了半天，怎么都不行啊……
　　19、全選的快捷鍵，這個選項比較簡單，找到帶a(ALL)的那個就行了，不像上面那個題，全是find
　　20、EXCEL中按哪個鍵可以到下一行(ENTER) 我沒記錯題吧?是下一行還是下一個空格?
　　21、沒有會計計算的題，只出了這一個：土地價格=什么什么/利率，某年價格為4000，什么什么為20，過了一陣子，利率不變，什么什么變為30，則價格為?不是6000么?這么簡單，還是有陷阱我不知道?
　　22、我國現已規定二套房貸貸款首付款比例不得低于(40%)，貸款利率不得低于中國人民銀行公布的同期同檔次基準利率的(1.1倍)。
　　23、某人在學校期間編寫了一套軟件，則受保護時間為( )不知道……我選的是字公布之日起25年，也可能是50年……這個都查不到網上……
　　24、小李面試時謊稱自己精通法語，公司因為要與法國某公司開展業務就與其簽訂合同。結果小李法語并不熟練，給公司帶來很大損失。公司要與其解約，有權嗎?
　　25、通貨膨脹有多種方式，不包括下面哪種?(通脹分為：需求拉動通脹 ·成本推動通脹 ——今稱“供給震蕩型通貨膨脹”·固有型通貨膨脹)答案選什么啊?好像就是這四個選項……
　　26、還有個公司什么的，選項中有杠桿租賃之類的，我因為剛看過09財管真題就選了這個，不過好像不是原題……
　　27、甲為一有限責任公司的小股東，不參與公司經營管理。根據公司法的規定，下列文件中，甲有權查閱和復制的有( )。
　　A。股東會會議記錄　B。財務會計報告C。公司會計賬簿D。公司章程【答案】ABD
　　28、今年的火山灰是哪個地方的(冰島)
　　29、吉利收購沃爾沃。沃爾沃是哪個旗下?(通用)
　　英語類
　　Psychiatrists (精神病專家) who work with older parents say that maturity can be an asset in child rearing - older parents are more thoughtful, use less physical discipline and spend more time with their children. But raising kids takes money and energy. Many older parents find themselves balancing their limited financial resources, declining energy and failing health against the growing demands of an active child. Dying and leaving young children is probably the older parents' biggest, and often unspoken, fear. Having late-life children, says an economics professor. often means parents, particularly fathers, "end up retiring much later." For many, retirement becomes an unobtainable dream.
　　Henry Metcalf. a 54-year-old journalist, knows it takes money to raise kids. But he's also worried that his energy will give out first. Sure, he can still ride bikes with his athletic fifth grader, but he's learned that young at heart doesn't mean young. Lately he's been taking afternoon naps (午睡) daohang to keep up his energy. "My body is aging," says Metcalf. "You can't get away from that."
　　Often, older parents hear the ticking of another kind of biological clock. Therapists who work with middle-aged and older parents say fears about aging are nothing to laugh at. "They worry they'll be mistaken for grandparents, or that they'll need help getting up out of those little chairs in nursery school," says Joann Galst, a New York psychologist. But at the core of those little fears there is often a much bigger one: "that they won't be alive long enough to support and protect their child," she says.
　　Many late-life parents, though, say their children came at just the right time. After marrying late and undergoing years of fertilily (受孕) treatment, Marilyn Nolen and her husband. Randy, had twins. "We both wanted children," says Marilyn, who was 55 when she gave birth. The twins have given the couple what they desired for years, "a sense of family." Kids of older dads are often smarter, happier and more sociable because their fathers are more involved in their lives. 'The dads are older, more mature," says Dr. Silber, "and more ready to focus on parenting."
　　1. Why do psychiatrists regard maturity as an asset in child rearing?
　　A) Older parents are often better prepared financially.
　　B) Older parents can take better care of their children.
　　C) Older parents are usually more experienced in bringing up their children.
　　D) Older parents can better balance their resources against children's demands.
　　2. What does the author mean by saying "For many, retirement becomes an unobtainable dream" (Lines 7-8, Para. 1)?
　　A) They are reluctant to retire when they reach their retirement age.
　　B) They can't obtain the retirement benefits they have dreamed of.
　　C) They can't get full pension unless they work some extra years.
　　D) They have to go on working beyond their retirement age.
　　3. The author gives the example of Henry Metcalf to show that
　　A) older parents should exercise more to keep up with their athletic children
　　B) many people are young in spirit despite their advanced age
　　C) older parents tend to be concerned about their aging bodies
　　D) taking afternoon naps is a good way to maintain energy
　　4. What's the biggest fear of older parents according to New York psychologist Joan Galst?
　　A) Approaching of death. C) Being laughed at by other people.
　　B) Slowing down of their pace of life. D) Being mistaken for grandparents.
　　5. What do we learn about Marilyn and Randy Nolen?
　　A) They thought they were an example of successful fertility treatment.
　　B) Not until they reached middle age did they think of having children.
　　C) Not until they had the twins did they feel they had formed a family.
　　D) They believed that children born of older parents would be smarter.
　　6. B Older parents can take better care of their children.
　　7. D They have to go on working beyond their retirement age.
　　8. C older parents tend to be concerned about their aging bodies
　　9. A Approaching of death.
　　10. C Not until they had the twins did they feel they had formed a family.
　　Vocabulary
　　Consumers are being confused and misled by the hodge?podge of environmental claims made by household products, according to a “green labeling” study published by Consumers International Friday.
　　Among the report’s more outrageous findings — a German fertilizer described itself as “earthworm friendly” a brand of flour said it was “non?polluting” and a British toilet [被過濾] claimed to be “environmentally friendlier”.
　　The study was written and researched by Britain’s National Consumer Council (NCC) for lobby group Consumer International. It was funded by the German and Dutch governments and the European Commission.
　　“While many good and useful claims are being made, it is clear there is a long way to go in ensuring shoppers are adequately informed about the environmental impact of products they buy,” said Consumers International director Anna Fielder.
　　The 10?country study surveyed product packaging in Britain. Western Europe, Scandinavia and the United States. It found that products sold in Germany and the United Kingdom made the most environmental claims on average.
　　The report focused on claims made by specific products, such as detergent insect sprays and by some garden products. It did not test the claims, but compared them to labeling guidelines set by the International Standards Organization (ISO) in September,1999.
　　“Many products had specially?designed labels to make them seem environmentally friendly, but in fact many of these symbols mean nothing.” said report researcher Philip Page.
　　“Laundry detergents made the mostnumber of claims with 158. Household cleaners were second with 145 separate claims. while paints were third on our list with 73.The high numbers show how very confusing it must be for consumers to sort the true from the misleading.” he said.
　　The ISO labeling standards ban vague or misleading claims on product packaging, because terms such as “environmentally friendly” and “non?polluting” cannot be verified. “What we are now pushing for is to have multinational corporations meet the standards set by the ISO.” said Page.
　　1. According to the passage, the NCC found it outrageous that.
　　A)all the products surveyed claim to meet ISO standards
　　B)the claims made by products are often unclear or deceiving
　　C)consumers would believe many of the manufactures’ claim
　　D)few products actually prove to be environment friendly
　　2. As indicated in this passage, with so many good claims, the consumers.
　　A)are becoming more cautious about the products they are going to buy
　　B)are still not willing to pay more for products with green labeling
　　C)are becoming more aware of the effects different products have on the environment
　　D)still do not know the exact impact of different products on the environment
　　3. A study was carried out by Britain’s NCC to.
　　A)find out how many claims made by products fail to meet environmental standards
　　B)inform the consumers of the environmental impact of the products they buy
　　C)examine claims made by products against ISO standards
　　D)revise the guidelines set by the International Standards Organization
　　4. What is one of the consequences caused by the many claims of household products?
　　A)They are likely to lead to serious environmental problems.
　　B)Consumers find it difficult to tell the true from the false.
　　C)They could arouse widespread anger among consumer.
　　D)Consumers will be tempted to buy products they don’t need.
　　5. It can be inferred from the passage that the lobby group Consumer International wants to.
　　A)make product labeling satisfy ISO requirements
　　B)see all household products meet environmental standards
　　C)warn consumers of the danger of so?called green products
　　D)verify the efforts of non?polluting products
　　bdcba
　　Interest in pursuing international careers has soared in recent years， enhanced by chronic (長久的) personnel shortages that are causing companies to search beyond their home borders for talent.
　　Professionals seek career experience outside of their home countries for a variety of reasons. They may feel the need to recharge their batteries with a new challenge. They may want a position with more responsibility that encourages creativity and initiative. Or they may wish to expose their children to another culture， and the opportunity to learn a second language.
　　When applying for a job， one usually has to submit a resume or curriculum vitae (CV). The two terms generally mean the same thing： a one-or two-page document describing one’s educational qualifications and professional experience. However， guidelines for preparing a resume are constantly changing. The best advice is to find out what is appropriate regarding the corporate (公司) culture， the country culture， and the culture of the person [被過濾] the hiring decision. The challenge will be to embrace two or more cultures in one document. The following list is a good place to start.
　　● “Educational requirements differ from country to country. In almost every case of ‘cross-border’ job hunting， just stating the title of your degree will not bean adequate description. Provide the reader with details about your studies and any related experience.”
　　● Pay attention to the resume format you use-chronological or reverse-chronological order. Chronological order means listing your ‘oldest’ work experience first. Reverse-chronological order means listing your current or most recent experience first. Most countries have preferences about which format is most acceptable. If you find no specific guidelines， the general preference is for the reverse-chronological format.”
　　● If you are submitting your resume in English， find out if the recipient (收件人) uses British English or American English because there are variations between the two versions. For example， university education is often referred to as ‘tertiary education’ in the United Kingdom， but this term is almost never used in the United States. A reader who is unfamiliar with these variations may assume that your resume contains errors.
　　1. Companies are hiring more foreign employees because ________.
　　A) they find foreign employees are usually more talented
　　B) they need original ideas from employees hired overseas
　　C) they want to expand their business beyond home borders
　　D) they have difficulty finding qualified personnel at home(D)
　　2. The author believes that an individual who applies to work overseas ________.
　　A) is usually creative and full of initiative
　　B) aims to improve his foreign language skills
　　C) is dissatisfied with his own life at home
　　D) seeks either his own or his children’s development(D)
　　3. When it comes to resume writing， it is best to ________.
　　A) take cultural factors into consideration
　　B) learn about the company’s hiring process
　　C) follow appropriate guidelines for job hunting
　　D) know the employer’s personal likes and dislikes(A)
　　4. When writing about qualifications， applicants are advised to ________.
　　A) stress their academic potential to impress the decision maker
　　B) give the title of the university degree they have earned at home
　　C) provide a detailed description of their study and work experiences
　　D) highlight their keen interest in pursuing a ‘cross-border’ career(C)
　　5. According to the author’s last piece of advice， the applicants should be aware of ________.
　　A) the different educational systems in the US and the UK
　　B) the differences between the varieties of English
　　C) the recipient’s preference with regard to the format
　　D) the distinctive features of American and British cultures(B)
 

　　一。專業單選題 30 會計：對營業利潤有影響的有哪些變動; 金融：巴塞爾協議的新規定和關于監管的新的風險管理，金融工具怎樣套期保值，如果匯率預期下降應該買進即期外匯賣出遠期外匯;財政：支出乘數，按不同條件分類; 經濟法(特別是票據法)，票據的要式條件(必須寫日期，付款人?如果銀行出了該匯票，沒有寫付款人是否默認為自己銀行是付款人)，承兌日期，定金合同當事人只交了一部分的錢該定金合同是否有效;如果債權轉讓沒讓連帶責任人知曉是否有效;

　　二。專業多選題 15 管理(有三個方案，哪個方案最優。數字不一定正確。好效益是0.7的概率，差效益是0,3，方案一是建大廠，投資140w，使用十年，每年估計有120W收入(好像是)方案二，投資小廠 投資90W使用十年，每年估計100W的收入，方案三，投資小廠用三年，如果效益好，就擴建成大廠，追加投資200W，估計使用7年，每年收益95W。問三個方案哪個最優。 參與式，授權式，命令式，高的.層次沒得到滿足低的層次需求就越旺盛是什么理論，員工士氣下降，次品率增多，所以對員工激勵應該是最近工資較低而長遠的利益較多反正我選的是這個)，營銷(怎樣延長成長期：開發新產品，改進質量，投放廣告等等多選)，投放廣告屬于市場滲透還是市場開發等等，

　　三、英語閱讀 3篇每篇5個。完全沒時間做了

　　四。語言搭配 行測

　　五。圖形推理 簡單

　　六。數學運算 分數那題不會，還有一題是8,11,14,17,20。2*a+b(a從4開始，b從0開始)最后一個應該是2*9+5應該是23，但是沒有這個選項不知道是為什么